See My Credit File Now
Credit Reference Agency partners with an online service
that enables UK consumers to check their own credit reference files online. Not only can
you see what lenders see on your credit report, but you can also monitor your credit file
and reduce the possibility of identity fraud going undetected.
This service enables you to:
- See the information held about you on your
credit file
- Include a statement if you wish to explain
circumstances surrounding any adverse records
- Remove any inaccuracies that have appeared
on your file
 Who Provides This Service?
Access to your credit agency file is provided through Callcredit -
established in 2001 by Skipton Building Society, one of the UK's largest building
societies, to create a new, web-based consumer credit information service for the UK.
Please choose the option you require below.
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Credit Files... |
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Business
Credit Checks... |
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Corporate
Are you a business needing consumer checks or company credit reports? See our commercial
services
Click here >> |
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Improving
your Credit Rating
Do not have just one universal credit rating and credit
score. Each lender uses their own judgement and will set their own credit limits based on
their own internal guidelines. However it is possible to improve your rating by following
a few basic guidelines. Being listed on the Voter Roll and living at your address for some
time is preferable to moving your place of residence regularly or not being listed on the
Voters Roll. Companies that extend credit prefer stability. Make sure that all your
current credit agreements are always settled promptly, and be extra sure to pay monthly
accounts promptly - these are just the type of payment records that are passed back to
credit reference agencies. The same is true for your mortgage, and your utility and
telephone bills. Not all of these will pass the information back to credit reference
agencies, but many do. |
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